First Time Homebuyers - Downpayment and Closing Cost Assistance

Up to $0 toward a down payment in VA.

Location: VA
Type: Deferred loan
Max assistance: $0
Income limit: $116,500
Min. credit score: 620
First-time buyer: Required
Property types: Single family, Townhouse, Condo

Henrico County's First Time Homebuyers Downpayment and Closing Cost Assistance Program provides up to $15,000 as a 0% interest deferred-payment second mortgage for first-time homebuyers purchasing primary residences in Henrico County. Funds are sourced from HUD HOME and CDBG pass-through dollars. Administered by Henrico County Department of Community Revitalization.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First Time Homebuyers - Downpayment and Closing Cost Assistance, explained

A short, free course on First Time Homebuyers - Downpayment and Closing Cost Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.