First Time Homebuyers Program (FTHB)

Up to $0 toward a down payment in VA.

Location: VA
Type: Deferred loan
Max assistance: $0
Income limit: $141,000
Min. credit score: 640
First-time buyer: Required
Property types: Single family, Townhouse, Condo

Prince William County's First Time Homebuyers Program (FTHB) provides up to $15,000 as a 0% interest deferred-payment second mortgage for first-time homebuyers purchasing primary residences in Prince William County. Funds are sourced from HUD HOME and CDBG pass-through dollars and from county general fund appropriations. Administered by Prince William County Department of Housing and Community Development.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

First Time Homebuyers Program (FTHB), explained

A short, free course on First Time Homebuyers Program (FTHB): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.