Federal tax credit program allowing eligible homebuyers to claim 10%-50% of annual mortgage interest paid (up to $2,000/year) as a direct tax credit, increasing effective buying power. Available statewide through Florida Housing-approved lenders.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Florida Mortgage Credit Certificate (MCC): what a mortgage credit certificate is, who it is for, how you claim it, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.