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Gap program

Up to $0 toward a down payment in MN.

Location
MN
Type
Deferred loan
Max assistance
$0
Income limit
$123,750
Min. credit score
640
First-time buyer
Required
Property types
Single family

Three Rivers SE MN regional gap-financing DPA. Up to $35,000 0% deferred second. 9-county service area. Income $62,650-$123,750. Max PP $604,400. 640 FICO. FTHB required.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Gap program, explained

A short, free course on Gap program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.