Guild Mortgage's Arrive Home program is a zero-down conventional mortgage option for borrowers earning up to 160% of their area's median income. The program requires a minimum 620 FICO score and is available to both first-time and repeat homebuyers purchasing a primary residence. It provides down payment assistance so borrowers need no money out of pocket for the down payment.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Guild Arrive Home Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.