Habitat for Humanity of Greater Chattanooga Area
Up to $0 toward a down payment in TN.
Habitat for Humanity of Greater Chattanooga provides 0% interest mortgages on Habitat-built homes to income-qualified households who have been Hamilton County residents for at least 12 months. Buyers must complete 200-400 sweat equity hours and homebuyer education. Max $2,000 in collections/charge-offs/judgments allowed. PQQ is currently closed; prospective buyers can join the notification list.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Habitat for Humanity of Greater Chattanooga Affordable Homeownership Mortgage: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.