Habitat for Humanity of Greater Memphis
Up to $0 toward a down payment in TN.
Habitat for Humanity of Greater Memphis provides 0% interest 30-year fixed mortgages on Habitat-built homes to households earning less than 80% AMI in Shelby County. Buyers contribute $2,000 toward closing costs and complete 250-300 sweat equity partnership hours. Income guidelines updated annually per HUD. Info sessions required before application.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Habitat for Humanity of Greater Memphis Affordable Homeownership Mortgage: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.