- Location
- MD
- Type
- First mortgage
- Max assistance
- $0
- Income limit
- $106,800
- Min. credit score
- 600
- First-time buyer
- Not required
- Property types
- Single family
Habitat for Humanity of the Chesapeake builds and renovates 2-3 bedroom homes with central air and new appliances for income-qualified families in Central Maryland, primarily Baltimore City with additional homes in surrounding counties. Homebuyers receive an affordable 30-year mortgage with payments within 30% of household income, and must complete 250 sweat-equity hours including 50 hours of homebuyer education.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Habitat for Humanity of the Chesapeake Homeownership Program, explained
A short, free course on Habitat for Humanity of the Chesapeake Homeownership Program: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.