HANDS of Central Florida - Polk County SHIP Purchase Assistance

Up to $0 toward a down payment in FL.

Location: FL
Type: Deferred loan
Max assistance: $0
Min. credit score: 620
First-time buyer: Required
Property types: Single family, Condo, Townhouse

HANDS of Central Florida administers Polk County SHIP funds: Very Low Income up to $30,000 DPA + $8,000 closing costs; Moderate Income up to $15,000 + $6,000 closing costs.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

HANDS of Central Florida - Polk County SHIP Purchase Assistance, explained

A short, free course on HANDS of Central Florida - Polk County SHIP Purchase Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.