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Harbor Habitat for Humanity

Harbor Habitat for Humanity Homeownership Program

Up to $0 toward a down payment in MI.

See if I qualify
Location
MI
Type
First mortgage
Max assistance
$0
First-time buyer
Required
Property types
Single family

Harbor Habitat for Humanity partners with families in Berrien County to build and purchase affordable homes. Qualified buyers (30-80% AMI) make a modest down payment, complete a minimum of 300 sweat equity hours, attend educational workshops, and purchase a newly constructed home with an affordable mortgage starting at 22% of income. Applicants submit an Intake Service Packet to begin.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Harbor Habitat for Humanity Homeownership Program, explained

A short, free course on Harbor Habitat for Humanity Homeownership Program: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.