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Harris County Down Payment Assistance Program

Up to $40,000 toward a down payment in TX.

Location
TX
Type
Forgivable assistance
Max assistance
$40,000
Min. credit score
580
First-time buyer
Required
Property types
Single family

Harris County Housing & Community Development Down Payment Assistance Program providing silent second loans for income-eligible first-time homebuyers in unincorporated Harris County. Covers down payment and closing costs. Home must be in unincorporated Harris County (not Houston, Baytown, or Pasadena). Income must be at or below 80% AMI.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Harris County Down Payment Assistance Program, explained

A short, free course on Harris County Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.