- Location
- TX
- Type
- Forgivable assistance
- Max assistance
- $40,000
- Min. credit score
- 580
- First-time buyer
- Required
- Property types
- Single family
Harris County Housing & Community Development Down Payment Assistance Program providing silent second loans for income-eligible first-time homebuyers in unincorporated Harris County. Covers down payment and closing costs. Home must be in unincorporated Harris County (not Houston, Baytown, or Pasadena). Income must be at or below 80% AMI.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Harris County Down Payment Assistance Program, explained
A short, free course on Harris County Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.