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HCD CalHome Program (Direct State Allocation - Various Counties)

Up to $0 toward a down payment in CA.

Location
CA
Type
Deferred loan
Max assistance
$0
Min. credit score
620
First-time buyer
Required
Property types
Single family

CalHome is a state-funded deferred loan program administered by HCD and allocated to local governments and nonprofits for first-time homebuyer assistance. Provides up to $100K at 3% simple interest, deferred 30 years.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

HCD CalHome Program (Direct State Allocation - Various Counties), explained

A short, free course on HCD CalHome Program (Direct State Allocation - Various Counties): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.