Up to $0 toward a down payment in CA.
CalHome is a state-funded deferred loan program administered by HCD and allocated to local governments and nonprofits for first-time homebuyer assistance. Provides up to $100K at 3% simple interest, deferred 30 years.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on HCD CalHome Program (Direct State Allocation - Various Counties): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.