- Location
- VA
- Type
- Deferred loan
- Max assistance
- $0
- Income limit
- $94,950
- Min. credit score
- 620
- First-time buyer
- Required
- Property types
- Single family, Townhouse, Condo
The Central Shenandoah PDC HOME First-Time Homebuyers Program is a regional DPA program serving the five-county Central Shenandoah PDC service area plus the cities of Buena Vista, Harrisonburg, Lexington, Staunton, and Waynesboro. Provides up to $30,000 as a 0% interest deferred-payment second mortgage. Funds are sourced from HUD HOME pass-through dollars. Maximum sales price $209,000 for existing homes and $271,000 for new construction.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
HOME First-Time Homebuyers Program, explained
A short, free course on HOME First-Time Homebuyers Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.