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HOME First-Time Homebuyers Program

Up to $0 toward a down payment in VA.

Location
VA
Type
Deferred loan
Max assistance
$0
Income limit
$94,950
Min. credit score
620
First-time buyer
Required
Property types
Single family, Townhouse, Condo

The Central Shenandoah PDC HOME First-Time Homebuyers Program is a regional DPA program serving the five-county Central Shenandoah PDC service area plus the cities of Buena Vista, Harrisonburg, Lexington, Staunton, and Waynesboro. Provides up to $30,000 as a 0% interest deferred-payment second mortgage. Funds are sourced from HUD HOME pass-through dollars. Maximum sales price $209,000 for existing homes and $271,000 for new construction.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

HOME First-Time Homebuyers Program, explained

A short, free course on HOME First-Time Homebuyers Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.