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Home Ownership Assistance Program (HOAP)

Up to $0 toward a down payment in NJ.

See if I qualify
Location
NJ
Type
Forgivable assistance
Max assistance
$0
First-time buyer
Required
Property types
Single family, Townhouse, Condo, 2–4 unit (owner-occupied)

Vineland CDBG/HOME-funded forgivable second for first-time homebuyers in the City of Vineland. Specific limits set administratively. Most program parameters left blank in seed list per source data.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Home Ownership Assistance Program (HOAP), explained

A short, free course on Home Ownership Assistance Program (HOAP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.