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Home Ownership Pool (HOP)

Up to $0 toward a down payment in NC.

Location
NC
Type
Forgivable assistance
Max assistance
$0
Income limit
$119,730
Min. credit score
620
First-time buyer
Not required
Property types
Single family

The City of Wilmington Home Ownership Pool (HOP) provides up to $30,000 in forgivable second-lien down payment and closing-cost assistance for households up to 120% AMI purchasing within Wilmington city limits. HUD HOME-funded; 10-year forgiveness.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Home Ownership Pool (HOP), explained

A short, free course on Home Ownership Pool (HOP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.