- Location
- NC
- Type
- Forgivable assistance
- Max assistance
- $0
- Income limit
- $119,730
- Min. credit score
- 620
- First-time buyer
- Not required
- Property types
- Single family
The City of Wilmington Home Ownership Pool (HOP) provides up to $30,000 in forgivable second-lien down payment and closing-cost assistance for households up to 120% AMI purchasing within Wilmington city limits. HUD HOME-funded; 10-year forgiveness.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Home Ownership Pool (HOP), explained
A short, free course on Home Ownership Pool (HOP): what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.