Up to $0 toward a down payment in TX.
Home Sweet Texas Home is TSAHC's general-population (non-Heroes) statewide DPA program. It provides a 30-year fixed-rate first mortgage and up to 5% DPA as a 3-year deferred forgivable second lien. No FTHB requirement; income limits set by county. Borrowers choose between this 'Loan' / forgivable structure (lower-income tier) and the standalone Grant structure (higher-income tier).
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Home Sweet Texas Home Loan Program - 3-Year Deferred Forgivable 2nd Lien: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.