Maryland DHCD MMP HomeAbility - 0% deferred second mortgage up to ~25% of first / ~$45,000 cap for households with a disabled member. FTHB requirement waived. Moderate-income $71,920-$129,600. 640 FICO. Statewide.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on HomeAbility: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.