The St. Clair County Homebuyer Assistance Program, administered by the St. Clair County Intergovernmental Grants Department (Community Development Group), provides down payment and closing-cost assistance to income-eligible homebuyers purchasing a primary residence within St. Clair County, IL outside the City of East St. Louis. Funded through CDBG and HUD HOME, the assistance is structured as a forgivable second-mortgage loan with a HUD HOME affordability period. Detailed program PDF / guidelines are not published online; applicants should contact the county directly for current 2026 specifications.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Homebuyer Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.