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Homebuyer's Assistance Program (HOME)

Up to $0 toward a down payment in NC.

Location
NC
Type
Forgivable assistance
Max assistance
$0
Income limit
$105,300
Min. credit score
640
First-time buyer
Required
Property types
Single family, Townhouse, Condo

City of Gastonia HOME-funded DPA: up to $10,000 deferred forgivable second for income-qualified first-time homebuyers purchasing within Gastonia city limits. 80% AMI cap. Sales price tied to HUD HOME 95% AMSP. 5-10 year HOME affordability period.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Homebuyer's Assistance Program (HOME), explained

A short, free course on Homebuyer's Assistance Program (HOME): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.