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Homeownership Incentive Program (HIP 120)

Up to $0 toward a down payment in TX.

Location
TX
Type
Deferred loan
Max assistance
$0
Income limit
$153,000
Min. credit score
620
First-time buyer
Not required
Property types
Single family

San Antonio NHSD HIP 120 tier - up to $12,000 deferred 0% DPA for buyers between 80%-120% AMI Bexar County. Higher purchase price ($305K-$325K) and income tier vs HIP 80.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Homeownership Incentive Program (HIP 120), explained

A short, free course on Homeownership Incentive Program (HIP 120): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.