Up to $0 toward a down payment in TX.
Homes for Texas Heroes - 3-Year Deferred Forgivable 2nd Lien is TSAHC's Heroes program for lower-to-moderate income borrowers. Heroes occupations only. Up to 5% DPA as a 0% second lien forgiven after 3 years of owner occupancy. Pairs with a slightly enhanced Heroes first-mortgage rate.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Homes for Texas Heroes Home Loan Program - 3-Year Deferred Forgivable 2nd Lien: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from August 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.