- Location
- GA
- Type
- Forgivable assistance
- Max assistance
- $0
- Income limit
- $113,550
- Min. credit score
- 580
- First-time buyer
- Required
- Property types
- Single family, Townhouse
The Homestretch Down Payment Assistance Program is Gwinnett County's HOME-funded DPA program for first-time homebuyers purchasing a single-family detached home or townhome in Gwinnett County. Eligible buyers receive up to $7,500 in down payment and closing-cost assistance, structured as a 0% interest, deferred-payment second mortgage that is forgiven 20% per year and fully satisfied after 5 years of continuous owner-occupancy. Administered by the Gwinnett County Financial Services Grants Division using HUD HOME Investment Partnerships funds.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Homestretch Down Payment Assistance Program, explained
A short, free course on Homestretch Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.