hey prescott.

Homestretch Down Payment Assistance Program

Up to $0 toward a down payment in GA.

Location
GA
Type
Forgivable assistance
Max assistance
$0
Income limit
$113,550
Min. credit score
580
First-time buyer
Required
Property types
Single family, Townhouse

The Homestretch Down Payment Assistance Program is Gwinnett County's HOME-funded DPA program for first-time homebuyers purchasing a single-family detached home or townhome in Gwinnett County. Eligible buyers receive up to $7,500 in down payment and closing-cost assistance, structured as a 0% interest, deferred-payment second mortgage that is forgiven 20% per year and fully satisfied after 5 years of continuous owner-occupancy. Administered by the Gwinnett County Financial Services Grants Division using HUD HOME Investment Partnerships funds.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Homestretch Down Payment Assistance Program, explained

A short, free course on Homestretch Down Payment Assistance Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.