- Location
- TN
- Type
- Second mortgage
- Max assistance
- $0
- First-time buyer
- Not required
- Property types
- Single family, Condo, Townhouse
HomeWorks Community Lending (affiliated with Eastern Eight CDC) offers down payment assistance as a second mortgage to homebuyers in the 8-county Northeast Tennessee service area. The DPA follows the requirements of the first mortgage product used (USDA, FHA, VA, Conventional, Home Possible, HomeReady). Available to income-qualified buyers at or below 80% AMI. Eastern Eight CDC provides homebuyer education, financial counseling, and credit coaching.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC), explained
A short, free course on HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.