Hope Credit Union
Up to $425,000 toward a down payment in TN.
Hope Credit Union's Affordable Home Program provides 100% financing (no down payment) on mortgages up to $350,000, or 97% financing (3% down) up to $425,000, with no PMI. Designed for low-to-moderate income borrowers in underserved communities. Alternative/nontraditional credit accepted; medical collections not counted. Income limits up to 120% AMI in non-target areas; no income limits in designated target areas. Available at Hope CU's 4 Memphis-area Tennessee branches.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Hope Credit Union Affordable Home Program (TN): what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.