Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program

Up to $0 toward a down payment in CA.

Location: CA
Type: Deferred loan
Max assistance: $0
Min. credit score: 640
First-time buyer: Required
Property types: Single family

30-year deferred down payment loan up to $100,000 for first-time low-income homebuyers in North Santa Barbara County. Provides financing to enable conventional mortgage qualification.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program, explained

A short, free course on Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.