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Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program

Up to $0 toward a down payment in CA.

See if I qualify
Location
CA
Type
Deferred loan
Max assistance
$0
Min. credit score
640
First-time buyer
Required
Property types
Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

30-year deferred down payment loan up to $100,000 for first-time low-income homebuyers in North Santa Barbara County. Provides financing to enable conventional mortgage qualification.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program, explained

A short, free course on Housing Trust Fund Santa Barbara North County Workforce Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.