- Location
- MI
- Type
- Forgivable assistance
- Max assistance
- $4,000
- Income limit
- $106,600
- Min. credit score
- 580
- First-time buyer
- Required
- Property types
- Single family
ICCF Community Homes' Individual Development Account (IDA) Program is a matched-savings program that helps first-time homebuyers save for the initial costs of buying a home in Kent County, Michigan. Participants meet with an ICCF HUD-certified housing counselor, open an IDA savings account, and save at least $1,000 over a minimum of six months while completing program requirements. Once the savings goal and requirements are met and a home is secured, the program provides a $4,000 grant toward down payment and closing costs, disbursed to the title company at closing.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
ICCF Community Homes Individual Development Account (IDA) Program, explained
A short, free course on ICCF Community Homes Individual Development Account (IDA) Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.