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IHDA Access Deferred

Up to $7,500 toward a down payment in IL.

Location
IL
Type
Deferred loan
Max assistance
$7,500
Min. credit score
640
First-time buyer
Not required
Property types
Single family, Condo, Townhouse

IHDA Access Deferred provides up to $7,500 in deferred payment assistance for down payment and closing costs. No interest, no monthly payments; repaid when the home is sold, refinanced, or the loan is paid off. Available to eligible Illinois homebuyers through approved IHDA lenders.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

IHDA Access Deferred, explained

A short, free course on IHDA Access Deferred: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.