- Location
- IL
- Type
- Deferred loan
- Max assistance
- $7,500
- Min. credit score
- 640
- First-time buyer
- Not required
- Property types
- Single family, Condo, Townhouse
IHDA Access Deferred provides up to $7,500 in deferred payment assistance for down payment and closing costs. No interest, no monthly payments; repaid when the home is sold, refinanced, or the loan is paid off. Available to eligible Illinois homebuyers through approved IHDA lenders.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
IHDA Access Deferred, explained
A short, free course on IHDA Access Deferred: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.