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IHDA Access Forgivable

Up to $6,000 toward a down payment in IL.

Location
IL
Type
Forgivable assistance
Max assistance
$6,000
Min. credit score
640
First-time buyer
Required
Property types
Single family, Condo, Townhouse

IHDA Access Forgivable provides up to $6,000 in forgivable assistance for down payment and closing costs. The loan is forgiven over 10 years with no interest and no monthly payments. Available statewide in Illinois through approved IHDA lenders for eligible homebuyers.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

IHDA Access Forgivable, explained

A short, free course on IHDA Access Forgivable: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.