Up to $60,000 toward a down payment in CA.
Silent second mortgage up to $60,000 for first-time buyers in unincorporated Imperial County. Loan due after 30 years. Interest rate 5 points below first mortgage rate (minimum 1%). Available in unincorporated areas including communities near El Centro and Calexico.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Imperial County First-Time Homebuyer Program (ICCED): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.