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Interfaith Housing Alliance, Inc. (IHA)

Interfaith Housing Alliance Purchase-Repair Homeownership Program

Up to $0 toward a down payment in MD.

See if I qualify
Location
MD
Type
First mortgage
Max assistance
$0
First-time buyer
Not required
Property types
Single family

IHA's Purchase-Repair Homeownership Program provides affordable homeownership to families in USDA-RD designated rural areas of Carroll, Frederick, and Washington counties, Maryland, who would not otherwise qualify for a traditional mortgage. Features include no down payment, a below-market fixed interest rate, no PMI, and longer loan terms. IHA provides free comprehensive technical assistance from credit repair through post-purchase support.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Interfaith Housing Alliance Purchase-Repair Homeownership Program, explained

A short, free course on Interfaith Housing Alliance Purchase-Repair Homeownership Program: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.