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James City County Office of Housing

James City County First-Time Homebuyer Program

Up to $0 toward a down payment in VA.

Location
VA
Type
Deferred loan
Max assistance
$0
Min. credit score
620
First-time buyer
Required
Property types
Single family, Townhouse, Condo

The James City County Office of Housing First-Time Homebuyer Program offers homeowner education classes, credit report reviews, and housing counseling to assist County residents and the local workforce in purchasing affordable housing. The program assists qualified buyers with down payment and closing cost assistance, and in designated areas offers low-interest-rate financing. Hampton Roads Loan Fund Partnership HOME funds are available to assist with purchases throughout the County and the City of Williamsburg.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

James City County First-Time Homebuyer Program, explained

A short, free course on James City County First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from August 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.