Knoxville Area Habitat for Humanity
Up to $0 toward a down payment in TN.
Knoxville Area Habitat for Humanity provides 0% interest, no-fee first mortgages on Habitat-built homes to households earning 50-80% AMI in Knox County. A second, silent, forgivable mortgage is layered to make the home affordable. Buyers must complete 300 sweat equity hours and homebuyer education. No minimum credit score required.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.