Larimer Home Ownership Program (LHOP) Down Payment Assistance Program

Up to $0 toward a down payment in CO.

Location: CO
Type: Deferred loan
Max assistance: $0
Income limit: $119,950
First-time buyer: Required
Property types: Single family, Townhouse, Condo

The Larimer Home Ownership Program (LHOP) provides deferred down payment and closing-cost assistance to first-time homebuyers throughout Larimer County, Colorado. Up to $25,000 is offered as a 0% deferred junior loan with no monthly payments, due only on sale, refinance with cash-out, transfer, or loss of owner-occupancy. LHOP partners with the Estes Park Housing Authority to deliver the program to Estes Valley applicants.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Larimer Home Ownership Program (LHOP) Down Payment Assistance Program, explained

A short, free course on Larimer Home Ownership Program (LHOP) Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.