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Live Newark Home Closing Cost Program

Up to $0 toward a down payment in NJ.

See if I qualify
Location
NJ
Type
Forgivable assistance
Max assistance
$0
Income limit
$124,950
Min. credit score
660
First-time buyer
Required
Property types
Single family, Townhouse, Condo, 2–4 unit (owner-occupied)

Newark HOME/CDBG-funded $10,000 closing cost forgivable second for first-time homebuyers. 80% AMI cap. Min FICO 660. 5-year affordability period.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Live Newark Home Closing Cost Program, explained

A short, free course on Live Newark Home Closing Cost Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.