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MI 10K DPA

Up to $10,000 toward a down payment in MI.

Location
MI
Type
Deferred loan
Max assistance
$10,000
Min. credit score
640
First-time buyer
Required
Property types
Single family, Condo, Townhouse

Up to $10,000 in down payment assistance for eligible homebuyers purchasing in select Michigan zip codes; 0% interest deferred repayment subordinate loan; must be paired with MSHDA MI Home Loan first mortgage; repayable upon sale, refinance, or transfer.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

MI 10K DPA, explained

A short, free course on MI 10K DPA: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.