- Location
- FL
- Type
- Deferred loan
- Max assistance
- $35,000
- Income limit
- $136,500
- Min. credit score
- 620
- First-time buyer
- Required
- Property types
- Single family, Condo, Townhouse
Miami-Dade County provides up to $35,000 in down payment and closing cost assistance as a 0% interest deferred second mortgage with a 30-year term. Repayment deferred until sale, refinance, or end of term.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Miami-Dade Homebuyer Down Payment Assistance Program, explained
A short, free course on Miami-Dade Homebuyer Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.