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Miami-Dade Homebuyer Down Payment Assistance Program

Up to $35,000 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$35,000
Income limit
$136,500
Min. credit score
620
First-time buyer
Required
Property types
Single family, Condo, Townhouse

Miami-Dade County provides up to $35,000 in down payment and closing cost assistance as a 0% interest deferred second mortgage with a 30-year term. Repayment deferred until sale, refinance, or end of term.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Miami-Dade Homebuyer Down Payment Assistance Program, explained

A short, free course on Miami-Dade Homebuyer Down Payment Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.