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Miami-Dade Housing Finance Authority Mortgage Program

Up to $15,000 toward a down payment in FL.

Location
FL
Type
Deferred loan
Max assistance
$15,000
Income limit
$148,680
Min. credit score
660
First-time buyer
Required
Property types
Single family, Condo, Townhouse

HFA Miami-Dade offers a 0% deferred second mortgage paired with a below-market HFA first mortgage for eligible first-time homebuyers in Miami-Dade County.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Miami-Dade Housing Finance Authority Mortgage Program, explained

A short, free course on Miami-Dade Housing Finance Authority Mortgage Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.