Up to $0 toward a down payment in VA.
MIPAP is Arlington County's flagship moderate-income first-time-homebuyer program, providing up to 25% of the purchase price as a shared-appreciation second mortgage. Funds are sourced from the Arlington Affordable Housing Investment Fund (AHIF) and HUD HOME pass-through dollars. The program is administered by CPHD's Housing Division. Maximum purchase price $500,000. Borrowers repay at sale, refinance, or transfer, returning the original principal plus the county's proportional share of appreciation.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Moderate Income Purchase Assistance Program (MIPAP): what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.