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Moderately Priced Dwelling Unit (MPDU) Second Mortgage Financing Program

Up to $0 toward a down payment in MD.

Location
MD
Type
Deferred loan
Max assistance
$0
Income limit
$129,050
Min. credit score
640
First-time buyer
Required
Property types
Single family, Townhouse, Condo

The MPDU Second Mortgage Financing Program is Queen Anne's County's down-payment / closing-cost assistance for income-qualified buyers of Moderately Priced Dwelling Units (MPDUs). Up to $20,000 in 0% interest deferred-payment second-mortgage financing to help bridge the gap for buyers purchasing MPDU deed-restricted homes. Administered by the Queen Anne's County Department of Housing and Community Services.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Moderately Priced Dwelling Unit (MPDU) Second Mortgage Financing Program, explained

A short, free course on Moderately Priced Dwelling Unit (MPDU) Second Mortgage Financing Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.