- Location
- PA
- Type
- Forgivable assistance
- Max assistance
- $25,000
- Income limit
- $104,400
- First-time buyer
- Required
- Property types
- Single family
The Monroe County RDA First-Time Homebuyer Program offers income-eligible first-time buyers a no-interest second mortgage up to $20,000 (or 20% of price, whichever is less) toward down payment and/or closing costs, plus an additional $5,000 for buyers who have lived in Monroe County at least 12 consecutive months. The loan is forgiven 10%/yr over a 10-year affordability period.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Monroe County First-Time Homebuyer Program, explained
A short, free course on Monroe County First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.