Down payment and closing cost assistance for first-time homebuyers earning at or under 80% AMI who contribute at least 3.5% of purchase price. Deferred second mortgage for eligible properties in Monterey County.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Monterey County First-Time Homebuyer Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from June 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.