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Montgomery County Office of Housing & Community Development

Montgomery County First-Time Homebuyers Program

Up to $10,000 toward a down payment in PA.

Location
PA
Type
Deferred loan
Max assistance
$10,000
Income limit
$122,700
First-time buyer
Required
Property types
Single family

Helps low-, moderate-, and median-income households buy in Montgomery County with up to $10,000 (10% of affordable sales price) as a zero-interest deferred loan. Repayment triggered only if sold, transferred, vacated within 15 years, or used as investment property. Requires one-on-one counseling, county residency/employment, and a 3% buyer contribution.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Montgomery County First-Time Homebuyers Program, explained

A short, free course on Montgomery County First-Time Homebuyers Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.