Greater Middlesex & Morris Habitat for Humanity
Up to $0 toward a down payment in NJ.
Morris Habitat for Humanity partners with low- to moderate-income families to build and sell new-construction homes with 0% interest mortgages and monthly payments capped at 30% of gross income. Applicants attend a mandatory Program Information Meeting, undergo income verification and credit review, pass a home visit, and enter a lottery for available homes. Selected families complete 300-400 sweat-equity hours.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Morris Habitat for Humanity Homeownership Program: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.