Michigan State Housing Development Authority (MSHDA)
Up to $0 toward a down payment in MI.
MSHDA's flagship first-mortgage product: a fixed-rate loan to purchase a new or existing home, available to first-time homebuyers statewide and to repeat homebuyers in targeted areas. Can be paired with MI 10K DPA down payment assistance and/or the MSHDA MCC. Borrowers work directly with a participating lender.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on MSHDA MI Home Loan: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.