- Location
- CA
- Type
- Deferred loan
- Max assistance
- $0
- Income limit
- $68,400
- Min. credit score
- 620
- First-time buyer
- Required
- Property types
- Single family, Condo, Townhouse, 2–4 unit (owner-occupied)
30-year deferred loan at 2% simple annual interest for low-income first-time homebuyers earning up to 80% AMI purchasing within Bakersfield city limits. Partnership with City of Bakersfield.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
My Way Home Hope to Home - Bakersfield City Program, explained
A short, free course on My Way Home Hope to Home - Bakersfield City Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.