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My Way Home Hope to Home - Bakersfield City Program

Up to $0 toward a down payment in CA.

Location
CA
Type
Deferred loan
Max assistance
$0
Income limit
$68,400
Min. credit score
620
First-time buyer
Required
Property types
Single family

30-year deferred loan at 2% simple annual interest for low-income first-time homebuyers earning up to 80% AMI purchasing within Bakersfield city limits. Partnership with City of Bakersfield.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

My Way Home Hope to Home - Bakersfield City Program, explained

A short, free course on My Way Home Hope to Home - Bakersfield City Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.