- Location
- FL
- Type
- First mortgage
- Max assistance
- $0
- First-time buyer
- Not required
- Property types
- Single family, Condo, Townhouse, 2–4 unit (owner-occupied)
NACA provides below-market interest rate first mortgage with no down payment, no closing costs, and no PMI for eligible homebuyers. No income limits for properties in low-to-moderate income areas. Extensive counseling process required (6-24 months). Offices throughout Florida.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
NACA - Neighborhood Assistance Corporation of America, explained
A short, free course on NACA - Neighborhood Assistance Corporation of America: what it is, who it is for, what the program sets and what your lender sets, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.