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NeighborWorks Community Partners (NCP)

NeighborWorks Community Partners Down Payment & Closing Cost Assistance

Up to $20,000 toward a down payment in NY.

See if I qualify
Location
NY
Type
Deferred loan
Max assistance
$20,000
First-time buyer
Required
Property types
Single family, 2–4 unit (owner-occupied)

NeighborWorks Community Partners (NCP), a HUD-certified CDFI nonprofit serving Western New York (Buffalo, Rochester, Niagara Falls), provides Down Payment and Closing Cost Assistance of up to $20,000 (sometimes more/less based on need). Depending on location and household income, assistance is structured as no- or low-interest, no-payment deferred conditional loans, and in some cases grants. Pairs with NCP's Comprehensive Homeownership Program.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

NeighborWorks Community Partners Down Payment & Closing Cost Assistance, explained

A short, free course on NeighborWorks Community Partners Down Payment & Closing Cost Assistance: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.