Grant up to 5% of mortgage loan amount for down payment or closing costs. Does not have to be repaid. No first-time homebuyer requirement. Can own other properties. Min 620 FICO, DTI up to 50%. Available statewide CA through participating lenders.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on NHF Sapphire Grant Program - California: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.