NHF Sapphire is a fully forgivable grant of 3% or 5% of first mortgage amount. No repayment required. Available statewide through participating lenders. Min 640 credit score.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on NHF Sapphire Program: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.