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Northampton County Department of Community & Economic Development

Northampton County First-Time Homebuyer Program

Up to $10,000 toward a down payment in PA.

See if I qualify
Location
PA
Type
Forgivable assistance
Max assistance
$10,000
Income limit
$78,650
First-time buyer
Required
Property types
Single family, 2–4 unit (owner-occupied)

Provides income-eligible first-time buyers up to $10,000 toward purchase and closing costs as a zero-interest subordinated mortgage, forgiven 20%/year and fully forgiven after five years of owner-occupancy. Buyers use a partner lender, complete HUD counseling, and earn no more than 80% of Lehigh Valley AMI.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Northampton County First-Time Homebuyer Program, explained

A short, free course on Northampton County First-Time Homebuyer Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.